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Insurance Insights & Tips

Valuable insights to assist you in comprehending your coverage, sidestepping typical pitfalls, and making more informed choices for your family and business.

Motorcycle parked on a desert highway near El Paso Texas with Franklin Mountains in the background under bright afternoon sun
By Cardon Insurance Agency September 10, 2026
Learn Texas motorcycle insurance requirements, why minimums fall short, and what El Paso riders should carry. Get expert help from Cardon Insurance Agency
Exterior view of a multi-story condo building in El Paso, Texas under a bright blue desert sky
By Cardon Insurance Agency September 7, 2026
Your El Paso HOA policy leaves big gaps. Learn what condo insurance covers that your HOA doesn't, from personal property to loss assessments. Get quotes today.
A stucco home in El Paso Texas on a sunny day with the Franklin Mountains visible in the background
By Cardon Insurance Agency September 4, 2026
Learn what drives homeowners insurance costs in El Paso, TX. Roof age, flood risk, and credit all affect your rate. Get multiple quotes from Cardon Insurance
Person reviewing insurance documents and photos of home damage at a kitchen table in El Paso, Texas
By Cardon Insurance Agency September 1, 2026
Learn how to file an insurance claim in Texas the right way. Deadlines, tips, and common mistakes El Paso homeowners and drivers need to know. Cardon Insurance
Bartender pouring a drink at an El Paso bar with shelves of bottles in the background
By Cardon Insurance Agency August 29, 2026
Texas dram shop law puts real risk on bars and restaurants. Learn what liquor liability insurance covers, what it costs, and how El Paso businesses can get
A white work pickup truck parked at an El Paso job site with tools visible in the truck bed under a clear desert sky
By Cardon Insurance Agency August 26, 2026
Using your vehicle for work in El Paso? Learn why commercial auto vs personal auto insurance matters and how the wrong policy can leave your business exposed.
Texas contractor reviewing surety bond documents at a construction site office trailer in El Paso
By Cardon Insurance Agency August 23, 2026
Need a surety bond as a Texas contractor? Learn bond types, costs, and state rules for El Paso area contractors. Cardon Insurance Agency compares carriers for
Small business owner reviewing insurance documents at a desk in an El Paso storefront
By Cardon Insurance Agency August 20, 2026
Learn what general liability insurance covers for Texas small businesses, how much it costs in El Paso, and what gaps to watch for. Get a quote from Cardon
Texas highway at sunset with cars driving through the desert landscape near El Paso
By Cardon Insurance Agency August 17, 2026
Learn practical ways to lower car insurance rates in Texas. El Paso drivers: compare carriers, find discounts, and cut costs without losing coverage. Get a
Texas driver reviewing SR-22 insurance paperwork at a desk with a car key and auto policy folder nearby
By Cardon Insurance Agency August 14, 2026
Need SR-22 insurance in Texas? Learn what it is, who needs it, what it costs in El Paso, and how Cardon Insurance Agency can file it fast. Get a free quote.
A well-maintained double-wide manufactured home with a carport and desert landscaping in West Texas on a sunny afternoon
By Cardon Insurance Agency August 11, 2026
Own a mobile home in Texas? Learn what manufactured home insurance covers, what it costs, and how to avoid costly gaps. Serving El Paso and surrounding areas.
Aerial view of a modest single-family rental home in El Paso, Texas with a for-rent sign in the front yard on a sunny
By Cardon Insurance Agency August 8, 2026
Renting out your El Paso home? Learn why landlord insurance differs from homeowners, what gaps you face, and how Cardon Insurance Agency can help you compare
Stack of insurance policy documents on a wooden desk with a pen and calculator in a bright Texas home office
By Cardon Insurance Agency August 5, 2026
Learn how insurance bundling discounts in Texas work, which policy combos save the most, and when splitting carriers beats bundling. Get a free comparison in
Exterior view of a single-story brick rental house in a West Texas neighborhood on a sunny afternoon
By Cardon Insurance Agency August 2, 2026
Learn how dwelling fire insurance in Texas protects rental properties. Compare DP-1, DP-2, and DP-3 forms and get the right coverage in El Paso with Cardon
El Paso landlord reviewing a lease agreement at a desk with a rental property key and insurance documents nearby
By Cardon Insurance Agency July 30, 2026
El Paso landlords: learn what renters insurance limits to require, how to enforce it in your lease, and how it protects your rental property. Get expert
Flooded residential street in El Paso after a summer monsoon storm, water rushing past homes and curbs
By Cardon Insurance Agency July 27, 2026
Flood insurance in El Paso matters even in the desert. Learn what your home policy excludes, where local flood risk is highest, and how to close the coverage
Young woman reviewing renters insurance documents at a desk in a modern El Paso apartment
By Cardon Insurance Agency July 24, 2026
Renting in El Paso? Learn what renters insurance covers, how much it costs, and what Texas law requires. Get a free quote from Cardon Insurance Agency today.
El Paso driver at a busy intersection on a sunny afternoon, viewed from inside a car looking toward downtown
By Cardon Insurance Agency July 21, 2026
Texas has one of the highest uninsured driver rates in the US. Learn what UM/UIM coverage pays, what state law requires, and how much El Paso drivers need.
El Paso highway traffic on I-10 at dusk with the Franklin Mountains visible in the background
By Cardon Insurance Agency July 19, 2026
Learn what Texas 30/60/25 minimum car insurance really covers, why it often falls short, and how El Paso drivers can protect themselves without overpaying.
Umbrela Insurance
March 1, 2026
Learn whether umbrella insurance makes sense for your situation, what it covers, and how it protects El Paso families from devastating liability claims.
Home and Family Insurance
March 1, 2026
Avoid costly home insurance mistakes that leave El Paso homeowners underinsured. Learn what coverage gaps to watch for and how to protect your investment.
El Paso Insurance Agent
March 1, 2026
Discover how independent insurance agents in El Paso help families save money through competitive pricing, multiple carrier options, and personalized service.